Delegated authority intelligence
Delegated authority runs on binders, schedules, endorsements, and bordereaux — often weeks behind operational reality. PolicyCheck is built as operational intelligence infrastructure: structured twins of policies and binders, continuous contract certainty, and visibility carriers and operators can trust.
Features & Benefits
Binder digital twins
Represent delegated authority agreements as structured, living objects alongside issued wordings — so authority, limits, and conditions stay comparable over time.
Bordereaux intelligence
Treat bordereaux and submissions as operational signals: reconcile throughput, endorsements, and exposure drivers against what the binder allows.
Continuous contract certainty
Validate schedules before issuance, catch endorsement inconsistencies early, and reduce authority breaches with clause-level visibility — not late-stage surprises.
Live operational reconciliation
Align what was bound, what was issued, and what was reported so managing agents and coverholders share a timely view of risk and compliance posture.
Delegated authority observability
Exposure and governance views grounded in evidence-linked artefacts: auditable workflows, human checkpoints, and explainable rationale where judgement applies.
Distribution infrastructure — not a CRM bolt-on
PolicyCheck sits alongside placement and policy admin systems as the intelligence layer that makes fragmented documents operationally coherent.
Use Cases & Examples
✓ Pre-issue schedule validation
Compare draft schedules and endorsements against binder authority and house wordings before policies go live — reducing rework and disputes.
✓ Detect authority drift across endorsements
Surface wording changes and endorsement stacks that step outside delegated limits, with traceability back to source documents.
✓ Managing agent oversight at portfolio scale
Give oversight teams continuous visibility across coverholders without waiting for batch cycles to expose inconsistencies.
Security & Compliance
Tenant isolation, encryption in transit and at rest, and audit-ready trails designed for regulated operators. PolicyCheck is built so governance teams can trust how intelligence is produced and reviewed.